Wednesday, September 22, 2010

foreclosure victims


Progressive Rep. Bob Filner Risks Arrest To Save Cancer Victim’s Home From Foreclosure


As ThinkProgress has noted, there are currently two competing visions of governance in the United States. One, the conservative version, believes in the on-your-own society, and sides with powerful corporations and other privileged sectors of America. The other vision, the progressive one, believes in an American Dream that works for all people, regardless of their racial, religious, or economic background.


This progressive vision was on full display yesterday during a vigil led by Rep. Bob Filner (D-CA) that halted, for now, the foreclosure of a cancer victim’s home. For months, Bonita, California resident Luz Maria Villanueva had been facing impending foreclosure on her home by Union Bank. Villanueva’s situation was especially dire due to the fact that her son has a kidney disease as well as cancer. As medical bills began to pile up, Villanueva had to choose between the life of her son and her home, and she chose her son.


As Union Bank began to close in on Villanueva’s home, Rep. Bob Filner (D-CA), who represents the woman and her son in Congress, took note of her situation. Comparing the struggle of families trying to keep their homes to the civil rights struggles of the 1960s which landed him in a Mississippi jail for two months, Filner announced that he’d be holding a community vigil on the steps of Villanueva’s house on the day a local sheriff was scheduled to come foreclose on her. He warned that doing so “may result” in his arrest, but that was willing to risk it to help her save her home. Thanks to the publicity Filner and the surrounding community brought to the case, Union Bank decided to call off the foreclosure, for now:


“Thank you, thank you!” Luz Maria Villanueva’s voice was choked with emotion at a rally on her front lawn organized by Congressman Bob Filner (D-San Diego). Nearly 100 people turned out at 5:30 a.m. for a candlelight vigil to protest Union Bank’s announced plan to have the Sheriff’s department take Villanueva’s Bonita home. She has pleaded for a reprieve at least until her young son, who has cancer, completes chemotherapy treatments.


“We’re going to stand together to change America,” said Rep. Filner. “We have a president who talked about hope. We have to give him strength. The banks have taken over both parties.” He called for changes in the law to protect those victimized by predatory lending practices. The rally drew widespread media attention; at least three major TV stations as well as print and online media reporters were on hand to cover the event. Although Villanueva attained a temporary stay when Union Bank called off the Sheriff today, the order could be reissued, Filner warned those present. “We got them to back down, but we need you to be on call.”


Local news station San Diego 6 covered the event. Filner told the station that he gets “hundreds of calls” every day from other constituents facing foreclosure on their homes. He also reiterated his commitment to passing cramdown legislation — which was defeated in Congress last year — to help people stay in their homes. Watch San Diego 6’s report:



The fate of Villanueva’s home is still up in the air, as Union Bank has promised to continue negotiations with her and Filner. For his part, the congressman hopes that other communities and their legislators fight to help their neighbors keep their homes. “I hope this spreads across America,” he said at the vigil yesterday.





Letter to Glen Beck



Hi Glen,



I thought you might be interested in hearing about what is happing right now in California. Banks and the government are working together and are raiding the houses of people who are successfully fighting off bank foreclosures.



About one week a house was raided by 20 or so armed police from San Diego, CA. They seized over a million dollars in hard assets and much more in bank accounts.



John and David Zepeda specialized in protecting homeowner from banks who are working on kicking them out through the foreclosure process. For the past 25-years John and David Zepeda have been fighting the banking institutions and have helped countless hundreds stay in their home when faced with foreclosure.



So how does this work? As a last ditch effort to save their house, homeowners would sign the property over to a company trust and then the property would be put into bankruptcy. This action would STOP the foreclosure process in its tracks. The home owner would stay in the house while John and Dave worked with the banks towards purchasing the notes at a reduced rate.



The banks have no incentive to restructure any loans and are not working with homeowners. The banks make more money by letting the property go to foreclosure and then have the tax payers make up financial losses. John and David’s idea was to create enough aggravation for the bank so that they would be willing to listen and work on restructuring these mortgages. John and Dave represented roughly 500 homeowners in Southern California area.



3 weeks before the Police raided John and David’s house, Dave had a stroke and was hospitalized and is presently not able to move or speak.



John Zepeda was at the house during the Police raid. They detained him while they searched and seized property and then let him go. At the time they were not after him at all. John was arrested a few days later after the San Diego D.A. found out that David Zepeda was in the hospital paralyzed. John was arrested by the San Bernardino Police department for a suspended driver’s license and then shipped to San Diego a few days later for arraignment.



He is being charged with 104 felony counts and is looking at serving up to 75 years in prison. The banks are trying make them look like they have defrauded these home owners and have used coercion tactics to get people to sign their houses over to them. John and Dave have collected coins, cars and jewelry for 20+ years and the SD, District Attorney is using that against them and saying that they are living a lavish lifestyle making them out to be some type of financial gangsters. They live in a modest 4 bedroom house in the City San Bernardino, if you know the area you will know it’s not the best place to live.



Glen, I have heard you say that it is up to us, we the people, we need to stand up and do what’s right. These guys are standing up and are fighting for us the little guy and they need our help. They are getting such horrible publicity from newspapers, local news channels and on the web.



Here is a YouTube link that can help fill you in http://www.youtube.com/watch?v=5lq8R3qrjHA



I am working on gathering testimonies from the homeowners that Dave and John worked with and we would like to bring this information to the press. We would appreciate any advice that you can give us on these matters. In advance I thank you for your time and consideration.







With kind regards,



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In news related to Michelle raising more money, the GOP seems to be short of it. Gosh, other than 8 years of a failed presidency, and then attacking the popular candidates and their supporters just as the Dems are doing, I can't imagine ...


robert shumake

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Read our DS news of Cave Story DS on the way?. ... Email news@eurogamer.net. Related Games. Cave Story WII. Latest Features. Cave Story Review . Cave Story Hands On . Latest News. Upcoming DSiWare/WiiWare titles listed ...

Scripting <b>News</b>: What kind of <b>news</b> system...?

And it's not okay that they're making a bid for exclusivity on the role of News System of the Future, and they can't even keep their servers running properly. Either you deliver the benefit of being the sole provider, or sorry (to ...

Wednesday <b>News</b> « The Confluence

In news related to Michelle raising more money, the GOP seems to be short of it. Gosh, other than 8 years of a failed presidency, and then attacking the popular candidates and their supporters just as the Dems are doing, I can't imagine ...



Progressive Rep. Bob Filner Risks Arrest To Save Cancer Victim’s Home From Foreclosure


As ThinkProgress has noted, there are currently two competing visions of governance in the United States. One, the conservative version, believes in the on-your-own society, and sides with powerful corporations and other privileged sectors of America. The other vision, the progressive one, believes in an American Dream that works for all people, regardless of their racial, religious, or economic background.


This progressive vision was on full display yesterday during a vigil led by Rep. Bob Filner (D-CA) that halted, for now, the foreclosure of a cancer victim’s home. For months, Bonita, California resident Luz Maria Villanueva had been facing impending foreclosure on her home by Union Bank. Villanueva’s situation was especially dire due to the fact that her son has a kidney disease as well as cancer. As medical bills began to pile up, Villanueva had to choose between the life of her son and her home, and she chose her son.


As Union Bank began to close in on Villanueva’s home, Rep. Bob Filner (D-CA), who represents the woman and her son in Congress, took note of her situation. Comparing the struggle of families trying to keep their homes to the civil rights struggles of the 1960s which landed him in a Mississippi jail for two months, Filner announced that he’d be holding a community vigil on the steps of Villanueva’s house on the day a local sheriff was scheduled to come foreclose on her. He warned that doing so “may result” in his arrest, but that was willing to risk it to help her save her home. Thanks to the publicity Filner and the surrounding community brought to the case, Union Bank decided to call off the foreclosure, for now:


“Thank you, thank you!” Luz Maria Villanueva’s voice was choked with emotion at a rally on her front lawn organized by Congressman Bob Filner (D-San Diego). Nearly 100 people turned out at 5:30 a.m. for a candlelight vigil to protest Union Bank’s announced plan to have the Sheriff’s department take Villanueva’s Bonita home. She has pleaded for a reprieve at least until her young son, who has cancer, completes chemotherapy treatments.


“We’re going to stand together to change America,” said Rep. Filner. “We have a president who talked about hope. We have to give him strength. The banks have taken over both parties.” He called for changes in the law to protect those victimized by predatory lending practices. The rally drew widespread media attention; at least three major TV stations as well as print and online media reporters were on hand to cover the event. Although Villanueva attained a temporary stay when Union Bank called off the Sheriff today, the order could be reissued, Filner warned those present. “We got them to back down, but we need you to be on call.”


Local news station San Diego 6 covered the event. Filner told the station that he gets “hundreds of calls” every day from other constituents facing foreclosure on their homes. He also reiterated his commitment to passing cramdown legislation — which was defeated in Congress last year — to help people stay in their homes. Watch San Diego 6’s report:



The fate of Villanueva’s home is still up in the air, as Union Bank has promised to continue negotiations with her and Filner. For his part, the congressman hopes that other communities and their legislators fight to help their neighbors keep their homes. “I hope this spreads across America,” he said at the vigil yesterday.





Letter to Glen Beck



Hi Glen,



I thought you might be interested in hearing about what is happing right now in California. Banks and the government are working together and are raiding the houses of people who are successfully fighting off bank foreclosures.



About one week a house was raided by 20 or so armed police from San Diego, CA. They seized over a million dollars in hard assets and much more in bank accounts.



John and David Zepeda specialized in protecting homeowner from banks who are working on kicking them out through the foreclosure process. For the past 25-years John and David Zepeda have been fighting the banking institutions and have helped countless hundreds stay in their home when faced with foreclosure.



So how does this work? As a last ditch effort to save their house, homeowners would sign the property over to a company trust and then the property would be put into bankruptcy. This action would STOP the foreclosure process in its tracks. The home owner would stay in the house while John and Dave worked with the banks towards purchasing the notes at a reduced rate.



The banks have no incentive to restructure any loans and are not working with homeowners. The banks make more money by letting the property go to foreclosure and then have the tax payers make up financial losses. John and David’s idea was to create enough aggravation for the bank so that they would be willing to listen and work on restructuring these mortgages. John and Dave represented roughly 500 homeowners in Southern California area.



3 weeks before the Police raided John and David’s house, Dave had a stroke and was hospitalized and is presently not able to move or speak.



John Zepeda was at the house during the Police raid. They detained him while they searched and seized property and then let him go. At the time they were not after him at all. John was arrested a few days later after the San Diego D.A. found out that David Zepeda was in the hospital paralyzed. John was arrested by the San Bernardino Police department for a suspended driver’s license and then shipped to San Diego a few days later for arraignment.



He is being charged with 104 felony counts and is looking at serving up to 75 years in prison. The banks are trying make them look like they have defrauded these home owners and have used coercion tactics to get people to sign their houses over to them. John and Dave have collected coins, cars and jewelry for 20+ years and the SD, District Attorney is using that against them and saying that they are living a lavish lifestyle making them out to be some type of financial gangsters. They live in a modest 4 bedroom house in the City San Bernardino, if you know the area you will know it’s not the best place to live.



Glen, I have heard you say that it is up to us, we the people, we need to stand up and do what’s right. These guys are standing up and are fighting for us the little guy and they need our help. They are getting such horrible publicity from newspapers, local news channels and on the web.



Here is a YouTube link that can help fill you in http://www.youtube.com/watch?v=5lq8R3qrjHA



I am working on gathering testimonies from the homeowners that Dave and John worked with and we would like to bring this information to the press. We would appreciate any advice that you can give us on these matters. In advance I thank you for your time and consideration.







With kind regards,




IMG_0757 Old Home by Mike McCaffrey


robert shumake

Cave Story DS on the way? DS <b>News</b> - Page 1 | Eurogamer.net

Read our DS news of Cave Story DS on the way?. ... Email news@eurogamer.net. Related Games. Cave Story WII. Latest Features. Cave Story Review . Cave Story Hands On . Latest News. Upcoming DSiWare/WiiWare titles listed ...

Scripting <b>News</b>: What kind of <b>news</b> system...?

And it's not okay that they're making a bid for exclusivity on the role of News System of the Future, and they can't even keep their servers running properly. Either you deliver the benefit of being the sole provider, or sorry (to ...

Wednesday <b>News</b> « The Confluence

In news related to Michelle raising more money, the GOP seems to be short of it. Gosh, other than 8 years of a failed presidency, and then attacking the popular candidates and their supporters just as the Dems are doing, I can't imagine ...


robert shumake

Cave Story DS on the way? DS <b>News</b> - Page 1 | Eurogamer.net

Read our DS news of Cave Story DS on the way?. ... Email news@eurogamer.net. Related Games. Cave Story WII. Latest Features. Cave Story Review . Cave Story Hands On . Latest News. Upcoming DSiWare/WiiWare titles listed ...

Scripting <b>News</b>: What kind of <b>news</b> system...?

And it's not okay that they're making a bid for exclusivity on the role of News System of the Future, and they can't even keep their servers running properly. Either you deliver the benefit of being the sole provider, or sorry (to ...

Wednesday <b>News</b> « The Confluence

In news related to Michelle raising more money, the GOP seems to be short of it. Gosh, other than 8 years of a failed presidency, and then attacking the popular candidates and their supporters just as the Dems are doing, I can't imagine ...

















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